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新加坡公积金局：非公民和非永久居民户头已关闭！请尽快领取存款_我的网站

A |     自今年4月起，新加坡中央公积金局已自动关闭所有非新加坡公民和非永久居民的公积金户头，这一政策的实施，意味着受影响的群体需要采取行动，将遗留的公积金存款转出。

B | 然而，据新加坡公积金局透露，尽管已有一段时间过去，仍有大量存款未被领走。    

    Solar rooftop photovoltaic power generation facilities are seen on a building in Qingdao, East China's Shandong Province, on June 23, 2026. Photo: VCG
Some Western politicians have been smearing Chinese green products and even advocating for a "decoupling," but reality tells a different story. Recently, a mayor in New Zealand is reportedly pushing for a solar upgrade at energy-hungry public facilities after witnessing advanced green infrastructure during his China tour.
Christchurch Mayor Phil Mauger wants to turn some of the city's biggest power-hungry facilities into their own electricity generators, with a giant solar project at the wastewater treatment plant the first step in an ambitious plan inspired by a trip to China, the New Zealand Herald reported.
The mayor has ordered a report into whether solar panels could be suspended above the treatment plant in Bromley, creating a vast power-generating canopy capable of helping run one of the city's largest energy users. If successful, Mauger sees potential for similar installations at major facilities, where vast roofs and car parks could be harnessed to generate solar power.
Mauger's push for solar infrastructure was inspired by his recent visit to China, during which an innovative solar installation above a wastewater treatment plant caught his attention and sparked ideas for Christchurch, according to the New Zealand Herald.
Back in June, Mauger toured the wastewater treatment plant in Wuhan, Central China's Hubei Province, according to Hubei Daily. His itinerary included the central control station, solar-powered equipment room and sewage-treatment pools.
"What impressed us most were the solar panels mounted on the top, which supply electricity for the whole system. We have learned a great deal about its simple operation procedures and will hold relevant discussions afterwards," Mauger was quoted as saying in a local media report.
Chen Hong, a researcher at the Australian Studies Center at East China Normal University, told the Global Times on Wednesday Christchurch's planned project demonstrates that China-New Zealand cooperation can extend beyond conventional trade into city-level governance.
"Collaborative initiatives in clean-energy deployment, sewage treatment and waste disposal can create an innovative cooperation framework integrating technical solutions, engineering capacity and on-the-ground operational expertise," Chen said.
He added that this real-world case lays bare the fundamental divide between geopolitical narratives advocating so-called decoupling from China and the practical realities of local governance.
"If a Chinese solution actually works, ideological labels shouldn't get in the way. This case shows that the whole 'decoupling' talk is mostly political rhetoric. At the end of the day, economies run on cost, efficiency, and results," Chen said.
Global Times 
。图源：FACEBOOK新加坡公积金局发出呼吁，希望那些户头已关闭的非新加坡公民和非永久居民尽快办理相关手续，将存款转入个人银行账户。局方发言人表示，目前并未公开具体未领款的非新加坡公民和非永久居民人数，以及涉及的存款总额。不过，据发言人透露，大约七成已关闭户头的公积金余额低于5000元，中位数为1500元。这些待领存款目前仅享有0.05%的年利率。一年多时间内仍有大量存款未被取出 去年3月，新加坡公积金局宣布，鉴于公积金制度旨在协助新加坡公民和永久居民安心退休，因此当局决定从今年4月起关闭约30万名非公民和非永久居民的公积金户头，局方提前一年通知了这一决定，鼓励存款持有者尽快处理相关事宜。发言人指出：“尽管有更多的非公民和非永久居民前来办理公积金存款转出手续，但大多数人尚未采取行动。

C | ”作为一项过渡措施，从今年4月1日起，这些未领的公积金存款不再享受公积金的现行利率，而是按照本地三大银行储蓄账户三个月平均利率计算，即年利率0.05%。从2027年4月1日起，这些存款将不再产生任何利息。图源：FACEBOOK关于处理取款申请所需时间，发言人表示，这取决于申请方式，通常需要12至18个星期。马来西亚公民如果记得自己的公积金户头号码，可以通过网上填写表格进行申请。一旦申请获批，款项将以支票形式发放。如果申请人亲自到公积金柜台办理，或者通过邮件将申请表格和证明文件寄给当局，也可以完成取款手续。在1987年之前，新加坡的所有雇员，无论是否为公民或永久居民，都须缴纳公积金。1987年后，持工作准证的非公民和非永久居民可以选择自愿缴纳。1995年至2002年间，所有在新加坡工作、持各类工作证件的非公民和非永久居民无需缴纳公积金，但可以选择自愿填补公积金户头。自2003年起，当局不再允许非公民和非永久居民填补公积金。未提名受益人公积金会员遗留存款增 新加坡中央公积金局还指出，未指定受益人的公积金会员留下的存款有所增加，特别是65岁以下的会员，他们的存款中位数从2020年的3万6300元增加到了2022年的4万6500元。这种增加的原因可能与会员拥有更多的保健储蓄以及越来越多的年长会员加入退休户头配对填补计划有关。图源：FACEBOOK理财专家陈勉孜表示，可能是因为现在会员有更高的公积金缴交率、更多的保健储蓄以及政府提供的更多填补机会。而Providend公司总裁陈显耀则认为，中位数增加与公积金局2021年推出的退休户头配对填补计划（MRSS）有关，可能是因为更多年长者参与了这项计划。

D | 配对填补计划旨在帮助符合条件、满55岁的年长者储蓄更多退休金。年长会员在退休户头每填补1元，政府就配对补1元。从2025年起，每年配对的填补额顶限将从600元增至2000元，以2万元为终身填补顶限。因此，预计生前未提名受益人的会员留下的公积金款项也会增加。年长会员更有可能提名受益人。

E | 65岁及以上年长会员中，超过75%有提名受益人（每10人约有八人），而16岁至64岁的会员只有36%（每10人约有四人）。因此，尚未提名的会员应尽早行动，已提名的也应定期审核，确保有关提名还是能符合他们的意愿，尤其是在步入结婚、生育、离婚或受益人死亡等人生重大阶段时。图源：FACEBOOK理财专家也建议，尽快提名公积金受益人，一旦去世，就可以迅速分配公积金款项。陈勉孜指出，有报道指45岁以下的年轻公积金成员倾向不提名。

F | 她建议所有符合条件的人，无论老少，都要优先考虑制订遗嘱、公积金提名和持久授权书，确保自己不在人世时，储蓄和资产能及时地按照自己的意愿分配给受益人。对于想要了解公积金户头关闭详情的非新加坡公民和非永久居民，可以访问cpf.gov.sg/AccountClosure网站，或拨打6776 6776进行咨询。公积金局再次提醒受影响群体，尽快办理相关手续，以免错过取款机会。

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Published on:05:15:00